Expanded Lending Parameters & New Opportunities at Keystone MIC
At Keystone MIC, growth isn’t just about volume — it’s about creating better solutions for brokers, borrowers, and investors across Atlantic Canada.
We’re excited to announce several enhancements to our lending parameters that expand our ability to fund more deal types, support value-add strategies, and provide increased flexibility where it matters most.
If you’re structuring short-term financing, commercial transactions, or projects outside traditional lending boxes, these updates are designed with you in mind.
What’s New at Keystone MIC
1. Commercial Mortgages – Now Up to $2,000,000
We are now funding commercial mortgages up to $2,000,000, reviewed on a case-by-case basis.
Our preferred asset classes include:
Multi-unit residential properties
Mixed-use properties
This enhancement allows us to participate in larger transactions while maintaining our disciplined underwriting approach and fast turnaround times.
2. Expanded Geographic Flexibility
We understand that strong opportunities aren’t limited to urban cores.
Keystone MIC is now open to rural properties, provided there is a clear and well-defined exit strategy. If the deal fundamentals make sense, we’re ready to review it.
3. Construction Financing Across Atlantic Canada
We offer construction mortgages throughout Atlantic Canada, with minimal geographic restrictions.
Whether you’re building in Nova Scotia, New Brunswick, PEI, or Newfoundland & Labrador, our team can structure financing solutions that align with your project timeline and exit strategy.
4. Higher Leverage for Value-Add Transactions
For experienced investors focused on improving properties, we are now offering:
Up to 80% Loan-to-Value on purchases where value will be enhanced, including:
Purchase + improvement projects
Fix & flip transactions
This expanded leverage helps investors maximize capital efficiency while executing their value-add strategies.
5. Short-Term Incentives
Speed matters in today’s market.
We are offering fee rebates on short-term deals under 3 months, making Keystone MIC an even more competitive option for bridge financing and quick turn opportunities.
Our Commitment Remains the Same
While our lending parameters continue to evolve, our core principles remain unchanged:
Fast commitments
Flexible underwriting
Relationship-driven lending
Practical solutions for real-world deals
If you have a transaction you’d like to discuss or want to walk through a scenario, our team is always happy to review it.
Let’s Structure Your Next Opportunity
We look forward to working together on your next deal.
The Keystone MIC Team
📞 902-818-5262
✉️ contact@keycap.ca
NS Lender License #3000844
NB Lender License #89280
